How much would I haveif…

If I'd invested in Apple since 2020

$1,000 put into Apple at the end of 2020 would be worth about $2,194 today — a 2.19× return, or roughly 15.6% a year. Change the amount below to run your own number.

You'd have

$2,194

from $1,000 invested up 119%.

Multiple2.19×
Per year15.6%
In today's $$1,721
shares held7.54 shares
20202026

The story behind the number

Best year+19%2022
Worst year−12%2022
Steepest drop−27%2021→2022
vs S&P 5001.11× aheadS&P 500 → $1,984

Apple since 2020 has been a remarkably smooth ride. $1,000 put in at the end of 2020 grew to $2,194 — a 2.19× return, or about 15.6% a year. That beat the S&P 500, which turned the same $1,000 into $1,984 — you'd have come out roughly 1.11× ahead of simply buying the index.

The ride mattered as much as the destination. The strongest single year was 2022, up 19%; the worst was 2022, down 12%.

Holding on took nerve: the position fell as much as 27% from its 2021 peak to its 2022 low, before climbing back above that high by 2023. Inflation takes a bite, too — consumer prices rose about 27% over the period, so in today's money the result is closer to 1.72× what you put in.

Common questions

How much would I have if I'd invested $1,000 in Apple in 2020?
$1,000 invested in Apple at the end of 2020 would be worth about $2,194 today — a 2.19× return, or roughly 15.6% per year.
What were the best and worst years for Apple since 2020?
The best year was 2022, up about 19%. The toughest was 2022, when it fell about 12%. Across the window, 29 of 66 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 27%, from a peak in 2021 to a low in 2022, with the value recovering above its prior high by 2023.
Would I have done better in S&P 500?
No — the S&P 500 turned $1,000 into about $1,984 over the same window, while Apple reached $2,194. Apple came out ahead.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare Apple head-to-head since 2020

More Apple scenarios

All Apple years →

What else, since 2020?