How much would I haveif…

If I'd invested in gold since 2025

$1,000 put into gold at the end of 2025 would be worth about $978 today — a 0.98× return, or roughly -5.3% a year. Change the amount below to run your own number.

You'd have

$978

from $1,000 invested down 2%.

Multiple0.98×
Per year-5.3%
In today's $$954
ounces held0.2320 ounces
20252026

The story behind the number

Best year+13%2026
Worst year−11%2026
Steepest drop−20%2026→2026
vs S&P 5001.11× behindS&P 500 → $1,088

Gold since 2025 has been a remarkably smooth ride. $1,000 put in at the end of 2025 shrank to $978 — a 0.98× return, or about -5.3% a year. The S&P 500 actually did better over the same years, turning that $1,000 into $1,088 — about 1.11× what this returned.

The ride mattered as much as the destination. The strongest single year was 2026, up 13%; the worst was 2026, down 11%.

Holding on took nerve: the position fell as much as 20% from its 2026 peak to its 2026 low and had not fully reclaimed that peak by the end of the window. Inflation takes a bite, too — consumer prices rose about 2% over the period, so in today's money the result is closer to 0.95× what you put in.

Common questions

How much would I have if I'd invested $1,000 in gold in 2025?
$1,000 invested in gold at the end of 2025 would be worth about $978 today — a 0.98× return, or roughly -5.3% per year.
What were the best and worst years for gold since 2025?
The best year was 2026, up about 13%. The toughest was 2026, when it fell about 11%. Across the window, 4 of 6 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 20%, from a peak in 2026 to a low in 2026, a level it had not fully recovered by the latest data.
Would I have done better in S&P 500?
Yes — the S&P 500 turned $1,000 into about $1,088, versus $978 for gold over the same window.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare gold head-to-head since 2025

More gold scenarios

All gold years →

What else, since 2025?