How much would I haveif…

If I'd invested in gold since 1990

$1,000 put into gold at the end of 1990 would be worth about $10,726 today — a 10.7× return, or roughly 6.9% a year. Change the amount below to run your own number.

You'd have

$10,726

from $1,000 invested up 973%.

Multiple10.7×
Per year6.9%
In today's $$10,726
ounces held2.54 ounces
19902026

The story behind the number

Best year+20%1999
Worst year−17%2008
Steepest drop−42%2011→2015

Gold since 1990 has been a remarkably smooth ride. $1,000 put in at the end of 1990 grew to $10,726 — a 10.7× return, or about 6.9% a year.

The ride mattered as much as the destination. The strongest single year was 1999, up 20%; the worst was 2008, down 17%.

Holding on took nerve: the position fell as much as 42% from its 2011 peak to its 2015 low, before climbing back above that high by 2016.

Common questions

How much would I have if I'd invested $1,000 in gold in 1990?
$1,000 invested in gold at the end of 1990 would be worth about $10,726 today — a 10.7× return, or roughly 6.9% per year.
What were the best and worst years for gold since 1990?
The best year was 1999, up about 20%. The toughest was 2008, when it fell about 17%. Across the window, 210 of 426 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 42%, from a peak in 2011 to a low in 2015, with the value recovering above its prior high by 2016.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare gold head-to-head since 1990

More gold scenarios

All gold years →

What else, since 1990?