How much would I haveif…

If I'd invested in gold since 2018

$1,000 put into gold at the end of 2018 would be worth about $3,286 today — a 3.29× return, or roughly 17.4% a year. Change the amount below to run your own number.

You'd have

$3,286

from $1,000 invested up 229%.

Multiple3.29×
Per year17.4%
In today's $$2,487
ounces held0.7795 ounces
20182026

The story behind the number

Best year+13%2026
Worst year−11%2026
Steepest drop−20%2026→2026
vs S&P 5001.11× aheadS&P 500 → $2,968

Gold since 2018 has been a remarkably smooth ride. $1,000 put in at the end of 2018 grew to $3,286 — a 3.29× return, or about 17.4% a year. That beat the S&P 500, which turned the same $1,000 into $2,968 — you'd have come out roughly 1.11× ahead of simply buying the index.

The ride mattered as much as the destination. The strongest single year was 2026, up 13%; the worst was 2026, down 11%.

Holding on took nerve: the position fell as much as 20% from its 2026 peak to its 2026 low and had not fully reclaimed that peak by the end of the window. Inflation takes a bite, too — consumer prices rose about 32% over the period, so in today's money the result is closer to 2.49× what you put in.

Common questions

How much would I have if I'd invested $1,000 in gold in 2018?
$1,000 invested in gold at the end of 2018 would be worth about $3,286 today — a 3.29× return, or roughly 17.4% per year.
What were the best and worst years for gold since 2018?
The best year was 2026, up about 13%. The toughest was 2026, when it fell about 11%. Across the window, 41 of 90 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 20%, from a peak in 2026 to a low in 2026, a level it had not fully recovered by the latest data.
Would I have done better in S&P 500?
No — the S&P 500 turned $1,000 into about $2,968 over the same window, while gold reached $3,286. Gold came out ahead.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare gold head-to-head since 2018

More gold scenarios

All gold years →

What else, since 2018?