If I'd invested in Microsoft since 2020
$1,000 put into Microsoft at the end of 2020 would be worth about $1,757 today — a 1.76× return, or roughly 11.0% a year. Change the amount below to run your own number.
You'd have
$1,757
from $1,000 invested — up 76%.
The story behind the number
Microsoft since 2020 has been a remarkably smooth ride. $1,000 put in at the end of 2020 grew to $1,757 — a 1.76× return, or about 11.0% a year. The S&P 500 actually did better over the same years, turning that $1,000 into $1,984 — about 1.13× what this returned.
The ride mattered as much as the destination. The strongest single year was 2021, up 18%; the worst was 2026, down 13%.
Holding on took nerve: the position fell as much as 31% from its 2021 peak to its 2022 low, before climbing back above that high by 2023. Inflation takes a bite, too — consumer prices rose about 27% over the period, so in today's money the result is closer to 1.38× what you put in.
Common questions
- How much would I have if I'd invested $1,000 in Microsoft in 2020?
- $1,000 invested in Microsoft at the end of 2020 would be worth about $1,757 today — a 1.76× return, or roughly 11.0% per year.
- What were the best and worst years for Microsoft since 2020?
- The best year was 2021, up about 18%. The toughest was 2026, when it fell about 13%. Across the window, 32 of 66 years finished lower than they started.
- What was the biggest drop along the way?
- The steepest decline was about 31%, from a peak in 2021 to a low in 2022, with the value recovering above its prior high by 2023.
- Would I have done better in S&P 500?
- Yes — the S&P 500 turned $1,000 into about $1,984, versus $1,757 for Microsoft over the same window.
The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.
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